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Hoping to roast chestnuts on an open fire? Make sure you’re covered with home insurance

By AdFeatures  |  Posted: December 13, 2012

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Hoping to roast chestnuts on an open fire? Make sure you’re covered with home insurance

There are so many lovely traditional things to do this season – and one of them is lighting an open fire and roasting some chestnuts over it. But fires of course come with risk, so make sure your home is covered just in case your cosy fire gets out of control.

Of course, prevention is better than cure. And there are plenty of things you can do to make sure you have a safe open fire at home. So one thing is preventing a disaster from happening – and the other is making sure your home is covered in case disaster does strike. You can look for home insurance quotes online – to find a policy and price that’s right for you.

Here are some helpful tips to make sure having your open fire (and even roasting chestnuts over it) will be as enjoyable as possible:

1. Clean your chimney

If you haven’t had your chimney swept for some time, the chances are there will be a build up of soot. And this can be really flammable. So before you start to make a fire, make sure it’s clean.

2. Keep flammables away

It sounds silly, but make sure there’s nothing near your fire that can catch light. For example, curtains, wicker baskets or newspaper will all go up in flames pretty quickly if a spark touches them.

3. Get a fire guard

Fires can spit out red hot embers, so having a protective fire guard in place can really help cut down the risk of embers burning a hole in your carpet – or worse, starting a destructive fire.

4. Never leave a fire unattended

Fires are unpredictable – and they can get out of control a lot quicker than you think. Lit logs can roll out of the fireplace and onto rugs or your carpet. So when you leave the house or go to bed, make sure the fire is properly extinguished. And take care even if you just leave the room for a little while.

Don’t leave it too late to make sure your home is covered. Look for home insurance quotes today.

5. Store fuel away

Wood, coal and firelighters should all be kept outside the fire screen – and preferably in a fireproof container. A simple spark could cause chaos.

There’s so much to enjoy about an open fire – the smell, the warmth, the comfort. So, if you do decide to have one this season, just make sure you do it as safely as possible. And check that you have adequate home and contents insurance in place too.

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