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Barnstaple farmer claims on phone insurance after iPhone gets stuck inside a cow

By e_glanfield  |  Posted: October 26, 2012

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A famer from Barnstaple claimed on his insurance after his iPhone 3GS got stuck inside a cow while he was assisting the animal during calving.

The man, in his 30s, said he was using the torch on his mobile phone when it accidentally disappeared after being inserted into the back end of one of his cows. The smartphone later surfaced but was damaged.

The incident was one of a number of unusual claims for lost or damaged mobile phones last year, according to company mobileinsurance.co.uk.

The insurance provider confirmed the claim was successful and said the farmer had been issued with a new iPhone.

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The outlandish claim topped a list of the weirdest claims made to the insurance giant over the past twelve months.

Other bizarre claims include a couple who said they dropped their mobile phone over the edge of a cruise ship while re-enacting a scene from Titanic, a lady who baked hers in a Victoria sponge and man who said his was stolen by monkeys.

John Lamerton, Managing Director at MobileInsurance.co.uk, said: “I must say, we tend to see a lot of weird and wonderful claims coming in from customers, but these 10 had to be the most bizarre. I’m not sure how some of them even came about, particularly in the case of the farmer and the cow.

“Mobile phones are only going up in price now, so it pays to have them insured for as many scenarios as possible. Judging by these claims, you really never know what you might need to claim for! My advice would be to just use the phone as a phone and not as an ingredient in a cake or a firework for that matter!”

The top ten weirdest claims made, according to mobileinsurance.co.uk:

1. A farmer in Devon claimed his phone had disappeared inside the back end of one of his cows when he’d been using the torch on his iPhone whilst assisting the cow during calving. The phone later made an appearance, but was damaged.

2. A lady in her early 40s from Nottingham claimed that she’d baked her Nokia 6303i into a Victoria Sponge she’d been making for her daughter’s birthday. It didn’t endure the heat of gas mark 5.

3. A lady in her 30s claimed she’d been walking her Cocker Spaniel on Barry Island beach, Wales, when a seagull swooped down and took her Samsung Galaxy from her hand.

4. A woman in her late 20s from Bristol claimed the vibration function on her BlackBerry Bold 9900 phone had stopped working whilst she was using it as an adult toy.

5. A 40 year old construction worker said his iPhone 4S had fallen out of his back pocket when he pulled his jeans down before sitting on the toilet. Not realising, he went about his business and flushed the chain. The phone didn’t flush, but underwent serious water damage.

6. A man in his 30s claimed he’d been filming monkeys from the car window in Longleat Safari Park with his HTC One X when a monkey climbed on the roof and snatched it.

7. A couple re-enacting the "I'm King of the World!" scene from Titanic lost their phone over the side of their cruise ship, whilst trying to take a photo of themselves.

8. A pyrotechnician was setting up a show for the National Fireworks Championships in Plymouth, and having left his iPhone 3GS within the "blast zone", it was nowhere to be found when he returned post-show, having been fired 3,000 feet into the air before exploding in a stunning display.

9. A lady in her 20s from Liverpool admitted she’d thrown her HTC Desire X at her boyfriend, whom she’d discovered was cheating, but it missed him and hit a wall; breaking the handset.

10. Rather than paying £60 for a ticket to see Blur at their sell-out Hyde Park shows, one customer tried to film the event on his iPhone from up a nearby tree - he got a little too excited as the band came on stage though, and dropped his phone onto the ground below.

The team at mobileinsurance.co.uk said the credibility of some of the claims was doubted and all were investigated fully.

They also revealed a further 64 claims had been made from customers who said they’d walked into an object whilst being preoccupied with texting.

Are you the farmer? Contact the newsdesk on 01271 347432.

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  • cubed3d  |  October 27 2012, 2:46PM

    iPhone 3GS doesn't have a built in torch....

  • sillybob  |  October 24 2012, 6:11PM

    i think i can smell a load of old bull.................

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